If your sales and fees are reducing what are you doing about it? If nothing and you expect things to improve in the short term, dare I suggest you deluding yourself. Just sitting there watching the graph go south can’t be doing you any good, can it? Wring your hands and pray might work but I’d like to suggest you look at your marketing selling and promotion strategies and try, yes just try, something different. After all what is the worst that can happen?
Perhaps attending some or more business events would be worth a try?